Payment Security
Hardened data security solutions for the payments industry
Hardened data security solutions for the payments industry
In addition to their scalable power and flexible functionality, Futurex payment security solutions adapt to your organization’s needs. A common code base allows you to combine Futurex devices into highly available single-vendor environments. You can also use vendor-neutral APIs to integrate them with multi-vendor environments. Deploying a Futurex payment HSM in the cloud enables organizations to fulfill single use-cases at less cost by spinning up individual cryptographic functions.
Futurex provides the most powerful and secure payment HSMs on the market, with virtually limitless scalability and FIPS 140-2 Level 3-certified data protection.
The Futurex payment security solution suite contains every essential cryptographic function. Whether you need to issue payment cards, inject cryptographic keys, protect cardholder data, or sign blockchain transactions, Futurex has you covered.
Futurex has 40 years of experience serving clients in the financial and payments industry, including financial issuers and acquirers, payments technology manufacturers, payment solution providers, and blockchain developers.
Futurex key management servers handle both symmetric and asymmetric encryption. They secure private keys, forming the basis for public key infrastructure (PKI) and an offline root certificate authority (CA). This enables mutual authentication between devices and users. The private keys of the offline root CA are secured by FIPS 140-2 Level 3-certified HSMs.
Futurex products are secure cryptographic devices (SCDs) that comply with all major industry standards, including PCI DSS, PCI HSM, and PCI PIN. All data is encrypted by and stored within FIPS 140-2 Level 3-certified HSMs. Solutions such as vaultless tokenization and public key infrastructure keep data secure and compliance scope at a minimum.
Personal identification number (PIN) issuance and validation are central to payment transactions. They represent a form of user access management. Futurex provides cryptographic modules that encrypt keys and establish public key infrastructure (PKI) for online and mobile PIN management operations.
ATM encryption keys encrypt cardholder data and PIN codes. The keys rotate according to cycles. When you automate the process remotely, it creates shorter rotation cycles with higher data protection. Futurex offers key management servers and key injectors to enable remote, automated key loading (RKL) for ATMs.
Using Futurex HSMs, financial institutions can secure sensitive data endpoints with point-to-point encryption (P2PE). P2PE secures payments by making payment data unreadable from the moment of capture. This also reduces your organization’s compliance scope, making it easier to comply with regulations like PCI DSS, HIPAA, or GDPR.
Remote key loading (RKL) allows customers to distribute encryption keys to geographically-separated networks of payment devices, such as Point of Sale (PoS) terminals and IoT devices, by using a secure IP connection. Futurex provides a hardware-based RKL platform for this purpose. It injects keys into entire networks of PoS and mPoS devices from a secure, central location.
Tokenization protects valuable data by replacing clear data with randomly generated tokens. However, the databases that store the tokens alongside the corresponding data are high-risk targets. The Futurex advanced vaultless tokenization service uses a vaultless method of tokenization, eliminating the risk and complexity created by token vaults.
Smart devices have embedded near-field communication (NFC) chips that can emulate payment cards. You can use this host card emulation (HCE) to make mobile payments. Secure the process by using financial HSMs compatible with major mobile cloud payment apps. Futurex provides this capability as a low-cost, high-efficiency secure system.
Blockchain transactions are secured by hashes determined by previous transactions, while users are assigned private keys for authentication. As such, blockchain requires cryptography and public key infrastructure (PKI). Futurex provides blockchain developers with secure and scalable payment HSMs and key management servers available over the cloud.
Contact a Solutions Architect today.